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Is It Better To Finance Or Rent To Own A Steel Building?


You Have Options

We are often asked, “Is it better to finance or rent to own a steel building?” Whether you are purchasing a building for your own private use, or for your business, we know that it can seem like a big and daunting expense. Because buildings are such a big investment, we offer multiple ways that you can finance your building to make sure that you are able to get all of the features that you want without breaking the bank.

Our financing options are completed through either Citizen State Bank or a Greensky Program Loan, each of which offers various specific benefits depending on your situation. In addition to this, we also have a rent-to-own program, which anybody can qualify for without needing to complete a credit check.

Citizen State Bank

Financing through Citizen State Bank offers APR rates from 9.95-17.95, depending on your credit score. You can borrow up to $25,000, paid off between 24-72 months, and must have a credit score of at least 630 to qualify. This option is great for those who are looking for this type of larger-scale, pre-determined plan, and is an overall simple, flexible, and cost-efficient way to finance your building. 


The Greensky Program Loans that we offer gives you the flexibility to take only the money you need for the project, with 0% interest for 18 months. This option is great for those who just need a financial boost to get their project completed, and is particularly easy and budget-conscious. The money from these loans can be spent with any home improvement retailer nation-wide, so you can make sure to get exactly what you are looking for to get your project done.

Rent To Own

Lastly, our rent-to-own program is one of the simplest and most versatile options that we have. No credit check is necessary, and you can be approved, hassle-free, for up to $8,000 from one of our partner banks. After a small up-front payment, you can make your own flexible monthly payments in a way that works for you, for up to 36 months. Every payment you make on your building will get you closer to ownership and full independence.

Get Informed

No matter what your financial situation is, deciding whether to finance or rent to own a steel building can be a tough decision. We are sure one of our financing options can work for you. We offer these plans because we know that it can be daunting to try to finance a building up-front, and we’ve made sure that each option we provide will get you to your goal of total ownership and independence quickly and easily.

Of course, everybody’s situation is different, and what you’ve read here is just a bare-bones description of how our plans work. We’d love to discuss your particular situation to find out which plan works for you, and someone from our team will always be ready to help you understand your options when it comes to financing the specific building you want. Don’t hesitate to get in touch so that we can start planning your road to ownership today!

What Our
Customers Are Saying

I would recommend bulldog steel highly. They are very professional and accommodating. Want to give special thanks to Randall Hall and also matt preslar. They were very accommodating and helping me fill out paperwork and handling things when a timel...

- Shirley M.

Bulldog has been great to work with. They explained everything from beginning to end. I live in the mountains of New Mexico and the staff made sure that my garage had the right support needed for this area of the country. I would highly recommend t...

- Bruce J.

Bryan Ordonez with Bulldog Buildings was great to work with. Every email or message I sent, he was quick to respond and I got what I wanted. I hate that we had to deal with material issues due to covid but he kept me up to date on issues and end da...

- Tony & Debbie S.

Good design tool on their website. Great customer service.

- John S.

Have had nothing but a positive experience with Bulldog! Bryan was super helpful and still is after our install! He still responds super prompt and helpful. No complaints about our structure, as it looks amazing! Installers did a great job and pick...

- Kristie S.

I have now had my building in place for 3 months and I want to say that the whole team at Bulldog was very helpful throughout the entire process. My salesperson, Matthew, was extremely responsive. He was very helpful with the design phase, where we...

- Mike W.

Frank Rangel was very helpful and respectful. Also very understanding. I was pouring a concrete driveway and trying to put my down payment down. I may of got a little frustrated in the middle of it all. I could see the smile on Frank's face the who...

- Jason M.

This is my second building from bulldog and I'm buying the same building , just different colors. They are great buildings that are strong and economical.

- Parke H.

Excellent customer service during my order process, answered all my questions and they were very patient.

- Jack D.

The website was very flexible and helped me customize my carport. The Bulldog staff was very prompt and helpful throughout the process.

- Dale & Karen W.

Put up a RV cover for me on a concrete pad. Turned out great and the guys cleaned up after the work. Very satisfied. Would recommend these people.

- Dan and Linda I.

I love my “She Shop.” It was amazingly easy. I sent an email, made 2 phones calls and it was done. The installation went even easier. Three guys showed up one day and finished the next. They were polite and cleaned up after themselves. My husband...

- Theressa J.

I visited their website and used the 3D estimator and was able to see my building with doors, window placements, colors,and overall look. When you add or change any feature, including size, you can immediately see the result and change in price (if a...

- David T.
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Bulldog’s metal barns, garages, and carports are available for delivery and installation in most of the U.S. Whether you’re a homeowner in Maine, a rancher in Texas, or a small business owner in California, you’ll get to-your-door delivery and professional installation, so your building will be sturdy and reliable for years to come.

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